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Privacy Policy

Last Updated: February 7, 2026

At PennyExplained ("we," "our," or "us"), we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and protect your information when you visit our website at pennyexplained.com (the "Site").

Information We Collect

Information You Provide

When you contact us through our contact form, we collect:

  • Name
  • Email address
  • Message content

Automatically Collected Information

When you visit our Site, we automatically collect certain information about your device and how you interact with the Site, including:

  • IP address
  • Browser type and version
  • Device information
  • Pages visited and time spent on pages
  • Referring website
  • Date and time of visit

How We Use Your Information

We use the information we collect to:

  • Respond to your inquiries and provide customer support
  • Improve and optimize our Site
  • Analyze how visitors use the Site
  • Detect and prevent fraud or abuse
  • Comply with legal obligations

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect information about your browsing activities. Cookies are small data files stored on your device.

Types of Cookies We Use:

  • Essential Cookies: Necessary for the Site to function properly
  • Analytics Cookies: Help us understand how visitors use our Site (Google Analytics)
  • Advertising Cookies: Used by third-party advertising networks to show relevant ads

You can control cookies through your browser settings. However, disabling cookies may affect your experience on our Site.

Third-Party Services

Google Analytics

We use Google Analytics to analyze how visitors use our Site. Google Analytics uses cookies to collect information such as how often users visit the Site, what pages they visit, and what other sites they used prior to visiting our Site.

Google's ability to use and share information collected by Google Analytics is restricted by the Google Analytics Terms of Service and Google Privacy Policy. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

Advertising Partners

We may partner with third-party advertising networks (such as Google AdSense) to display advertisements on our Site. These partners may use cookies and similar technologies to collect information about your visits to this and other websites to provide relevant advertisements.

Third-party vendors, including Google, use cookies to serve ads based on your prior visits to our Site or other websites. You can opt out of personalized advertising by visiting:

  • Google Ad Settings: www.google.com/settings/ads
  • Digital Advertising Alliance: www.aboutads.info
  • Network Advertising Initiative: www.networkadvertising.org

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law.

Data Security

We implement reasonable security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is completely secure, and we cannot guarantee absolute security.

Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

  • The right to access your personal information
  • The right to correct inaccurate information
  • The right to delete your personal information
  • The right to restrict or object to processing
  • The right to data portability

To exercise these rights, please contact us using the information provided below.

Children's Privacy

Our Site is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

Contact Us

If you have any questions about this Privacy Policy, please contact us through our Contact page.

Email: privacy@pennyexplained.com

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