About PennyExplained

Welcome to PennyExplained - where personal finance is made simple, clear, and accessible for everyone.

Our Mission

We believe everyone deserves to understand their money without wading through confusing jargon or feeling intimidated by complex financial concepts. Our mission is to break down personal finance basics into clear, straightforward explanations that anyone can understand.

Whether you're creating your first budget, building an emergency fund, or trying to understand what a credit score actually means, we're here to help you feel confident about your financial decisions.

What We Do

PennyExplained provides:

• Clear Educational Content: We explain financial concepts in plain language, without the jargon. No complicated formulas, no confusing terminology - just straightforward information.
• Free Financial Calculators: Practical tools to help you plan your budget, calculate your emergency fund, and track your savings goals.
• Beginner-Friendly Articles: Step-by-step guides on budgeting, saving, banking, credit, and other personal finance fundamentals.

Our Approach

We focus on explaining how things work rather than telling you what to do. Personal finance is personal - what works for one person might not work for another. Our goal is to give you the information you need to make your own informed decisions.

Everything on PennyExplained is:

• Educational Only: We explain concepts and systems, we don't provide specific financial advice
• Jargon-Free: When we use financial terms, we define them in plain language
• Example-Driven: We use real numbers and realistic scenarios to illustrate concepts
• Judgment-Free: Everyone's financial situation is different, and we respect that

Who We're For

PennyExplained is designed for:

• Young adults just starting to manage their own money
• Anyone who feels overwhelmed by financial terminology
• People who want to understand the basics before making financial decisions
• Anyone looking for clear, straightforward financial education

What We're Not

We want to be clear about what we don't do:

• We don't provide personalized financial advice
• We don't recommend specific financial products or services
• We don't cover investment strategies or stock picks
• We're not financial advisors, tax professionals, or lawyers

For personalized advice, always consult with a qualified financial professional who understands your specific situation.

Our Content Standards

Every piece of content on PennyExplained is created with care to ensure accuracy and clarity. We focus on foundational concepts that remain relevant over time, and we update our content regularly to reflect current information.

Our articles are educational resources designed to explain financial concepts, not to promote any specific products, services, or strategies.

Get in Touch

Have questions, suggestions, or feedback? We'd love to hear from you. Visit our Contact page to get in touch.